Frank Ciulla of Park Ridge, New Jersey, was a certified public accountant and vice president and chief financial officer of Chase Capital Markets in the United Kingdom, where he was to be assigned until March 1989. His family had moved back to the United States in anticipation of his return there. He was on his way home to his family for Christmas before concluding his work in London, England.
Previously, he had worked for Price Waterhouse and then was a vice president at Citibank. He was a 1967 graduate of Fordham University in the Bronx, New York, and a member of the American Institute of Certified Public Accountants and the New York Society of Certified Public Accountants. Surviving are his wife, Mary Lou; son Frank; two daughters, Laurie Ann and Michelle; his parents; a sister; and two brothers.
Described by a friend as "a lover, not a fighter," Frank was admired for his honesty and candor, his understanding of people and his ability to make them laugh, and his sense of humor (he believed, he said, in the power of pasta as a dietetic health food). "Frank's zest for life was demonstrated in his ability to make friends. His broad smile let the world around him know that he was friendly and wanted to be friends." He was adventurous and lively, a business and sports enthusiast who was aggressive and competitive in a positive way. He demonstrated a strength of character and confidence in himself that allowed him not only to succeed in life, but to enjoy it as well.